Categories
Insurance
About Us
At HCap, our vision is happier and healthier employees that are growing their Health Savings Account by increasing their healthy behaviors and decreasing their risk exposure.
We accomplish our vision through our mission which it to provide innovative health insurance products that employers love to offer and employees love to choose and use to benefit them and their households.
With our proprietary motivation arm called Doable Healthy Bodies, we increase motivation to lead a healthier life by providing incentives and tools that make healthy behaviors Doable.
The strategies that we develop can accomplish fully funding employees Health Savings Accounts as they engage in healthy behaviors. Healthy behaviors lead to decreased risk for chronic disease, as studies have shown that about 80% of chronic disease can be positively affected by healthy behaviors.
With Doable, employees can select the healthy behaviors they want to focus and be rewarded. This varies from physical behaviors, what we eat, mental awareness and improvements and necessary preventive check ups. As employees select their areas of focus, Doable becomes customized to what they feel they need and they become rewarded as they make progress.
One large company with 1,600 employees found that after working with Doable for 2 years, they experienced their second year of flat premiums where the market was increasing premiums substantially. They found that the prevalence of chronic disease and the utilization of insurance for chronic disease both decreased!
We save companies and employees money.
